EMI Calculator Nepal

Estimate home, auto, and personal loan EMIs. Compare with SIP calculator Nepal for investment planning.

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Select loan type

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Home Loan details

Loan amount (NPR)

Interest rate (% p.a.)

Tenure (years)

Range 5–30 years

Processing fee (%)

Fixed EMI uses reducing-balance compound interest. Longer tenure lowers EMI but raises total interest.

Amortization schedule

Month-wise principal and interest

EMI summary

NPR 14,347/mo

Monthly EMI

NPR 14,347

Total interest

NPR 7.2L

Principal: NPR 10.0L
Total payment: NPR 17.2L
Processing fee: NPR 10,000
Total cost: NPR 17.3L

Insight: Home Loan EMI of NPR 14,347 over 10 years costs NPR 7.2L in interest (72.2% of principal).

Loan breakdown

EMI calculator FAQ

How is EMI calculated?

EMI is based on principal, annual interest rate, and tenure. The standard reducing-balance formula spreads interest and principal across monthly installments.

Can I use this for Nepal bank loans?

Yes as an estimate. Actual bank EMIs may differ due to fees, floating rates, or product-specific rules — confirm with your lender.